Carlyn Lowery, Associate Broker, Lowery Home Team at eXp Realty, Annapolis and Anne Arundel County MD Real Estate

Anne Arundel County Real Estate Market Statistics June 2011

Here are the latest numbers on home sales, for June 2011 vs June 2010 for Anne Arundel County:

Average Discount Off Original Price: 8.51%
Average Days on the Market:  112 (up 6.67%)
Number of Homes for Sale:  3,691 (down 6.03%)
Total Sales: $183,887,713 (down 18.23%)
Average Sold Price: $341,165 (down 9.13%)

(Source: Metropolitan Regional Information Systems, Inc. – MLS Resale Data Copyright 2011 – Information deemed reliable, but is not guaranteed.)

To beat the averages, get good advice as you plan your next move.

Would you like to know what is happening in your neighborhood?   Just ask.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Five Ways to Buy Maryland Real Estate with Nothing Down

Today, the news says the economy is a mess, people are having trouble paying their bills, and the banks are being cautious about lending.   And they say that all this trouble came from lending that was just too free and easy.

And yet, people are still buying homes with nothing down!

Tempted?   Here are five ways that are proven to work…

1.  Get a Veterans Administration (VA) loan.  This is a great solution for active duty military and former service members.  Got orders to Fort Meade, NSA, USNA, Andrews AFB, Annapolis Naval Station, the Pentagon, or another Maryland duty station?  Consider a VA loan.

2.  Get 100% financing through your credit union.  Navy Federal Credit Union, for example, offers 100% financing at competitive rates, and membership is open to many people other than service members, including DoD civilian employees, DoD contractors assigned to US government installations, and family members.  Here’s the eligibility checklist.

3.  Get help from your employer.  Many employees, of companies and the State of Maryland, are eligible for no-interest loans and employer matching funds for downpayments.  The CDA programs including “House Keys for Employees” and the “BRAC Match” programs can cover the entire downpayment.  Check with your Human Resources Department at work.

4.  Negotiate for the seller to pay closing costs.  This is very common in our market, especially for homes priced below $350,000.

5.  Get a gift from a friend or family member to help with the downpayment.

If you know someone who doesn’t yet own their own home, please share this information with them!  (If you want, feel  free to delete the part about the gift.)

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Anne Arundel County Real Estate Market Statistics May 2011

The real estate roller coaster continues.

Sales in the Annapolis and Anne Arundel County real estate market, compared to last year, have not been as strong for the last couple of months.  Here are stats for May 2011 vs May 2010 for Anne Arundel County.

Average Discount Off Original Price: 9.5%
Average Days on the Market:  109 (up 0.93%)
Number of Homes for Sale:  3,659 (down 2.03%)
Total Sales: $149,966,509 (down 16.29%)
Average Sold Price: $333,259 (down 1.78%)
Real Buyers (Homes Sold): 450 (down 14.77%)

(Source: Metropolitan Regional Information Systems, Inc. – MLS Resale Data Copyright 2011 – Information deemed reliable, but is not guaranteed.)

The continuing buyers’ market means it is more important than ever to get good advice as you plan your next move.

If you would like specific information on what is happening with home sales in your neighborhood, I’ll be happy to help.   Call for a free, no-obligation consultation.  Get the information you need to help you enjoy the home of your dreams.

Wouldn’t you like to save time and money on your move?  Put our proven systems to work for you today.

Don’t you have a friend who wants to move?   Please introduce us, so I can help them.

Do you know someone who needs to move, who owes more than their property is worth in today’s market? We are having a special seminar to help people understand their options, on Saturday, July 9th.  Please let me know if you, or someone you know, would like to attend.  And feel free to share this info with them.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

1103 Primrose Court, #301, Annapolis, MD 21403 (MLS #AA7600634)

UPDATE: RENTED! We have other homes available including some that are not yet on the Internet – please call and we will help you find the right home!

We just listed this home at 1103 Primrose Court, #301, Annapolis, MD 21403.

1103 Primrose Court, #301, Annapolis, MD 21403

1103 Primrose Court, #301, Annapolis, MD 21403

Fully renovated, with all the bells and whistles, including a luxury kitchen with center island, granite counters, gas range and European style cabinetry, hardwood floors, a sliding glass door to the patio, in-home washer and dryer, convenient parking right outside, and more.

Luxury Kitchen w/Granite Countertops and Island

Luxury Kitchen w/Granite Countertops and Island

Plus, the community offers a swimming pool, fitness center, plus access to the Spa Creek waterfront including boat racks for canoes and kayaks and a nearby small boat ramp.

And in these trying economic times, you’ll appreciate the extra savings – the condo fee includes gas (for heating/cooking/hot water), water, and sewer!

Get a home that’s ready to move-in, without the hassles!

For more details, including photos, click here!

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Horsemanship Clinic With Brent Graef (June 24-26, 2011, in St. Leonard, MD)

Maryland is full of horse farms and all kinds of equestrian activities. One of my favorite events is when Brent Graef comes for a visit.

Maryland 2011 Brent Graef Horsemanship Clinic

This year, Brent Graef will be teaching a horsemanship clinic June 24-26, 2011, at Rose Farm in St Leonard, Maryland.

For more details, including registration information, click here

Or give me a call at 443-569-3977, and I’ll be happy to rave about Brent till you realize this is an opportunity not to be missed! Whatever your riding discipline, Brent can help.

Brent Graef’s web site has all kinds of information, including a schedule of clinics all over the country, and pointers to some videos and a yahoo chat group.

Please share this information with friends, clients, and family who may be interested in participating. Auditors are welcome, too.

I look forward to hearing from you, by phone or email!

If you would like to find a Maryland horse farm for sale, be sure to visit annapolisdreamhomes.com/maryland-horse-farms

P.S. Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty Annapolis, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Waterfront Homes for Sale in Annapolis Maryland

Dreaming of a waterfront home in Annapolis Maryland?  It’s that time of year when the Chesapeake Bay calls, drawing those who love the water to find a way out, by canoe or kayak, sailboat or powerboat, cruising or fishing, and quite often, enjoying a sunset cocktail.

And sooner or later, the idea dawns, “Wouldn’t it be wonderful to have a home on the water?”

In addition to being a wonderful weekend destination, Annapolis is also a wonderful place to live.  Being close to Washington, DC, and Baltimore, Annapolis residents enjoy all the resources that those cities provide.  At the same time, Annapolis is a small historic town sited on the Severn River on the shore of the Chesapeake Bay, with a rich cultural heritage and lively activities.

Annapolis is the state capital of Maryland, home to the United States Naval Academy and St. Johns College, the National Sailing Hall of Fame, and more.  Annapolis is known as the “Sailing Capital of America.”

In 2000, the U.S. Census Bureau reported a population of 35,838 (not including 4,264 residents at the Naval Academy or students at St. John’s College).  (We are eagerly awaiting the 2010 data; the city has grown!)  More than 4.5 million people visit Annapolis each year.

Annapolis is located in Anne Arundel County, Maryland. The county harkens back to the 1600’s, and is very closely tied to the water as it borders on the Chesapeake Bay. In fact, the county has 437 miles of waterfront. The county is also blessed with historical sites in abundance.

From Annapolis, it is easy to reach Washington, DC, Baltimore, Baltimore-Washington International Airport (BWI), or almost any destination in the Washington, DC Metro area.

Here are some waterfront homes in different price ranges, to help you dream and explore…

Waterfront Homes for Sale in Annapolis, Maryland – $3,000,000 and above

Waterfront Homes for Sale in Annapolis, Maryland – $2,000,000 to $3,000,000

Waterfront Homes for Sale in Annapolis, Maryland – $1,500,000 to $2,000,000

Waterfront Homes for Sale in Annapolis, Maryland – $1,250,000 to $1,500,000

Waterfront Homes for Sale in Annapolis, Maryland – $950,000 to $1,250,000

Waterfront Homes for Sale in Annapolis, Maryland – $950,000 and below

And some local clubs…

For the Annapolis Yacht Club, click here

For the Eastport Yacht Club, click here

For the Severn Sailing Association, click here

Ready to turn your dreams into reality?  Would you like to be notified right away when a home comes on the market that meets your needs? Would you like a search customized to your desires, such as water depth (MLW), body of water, or water frontage?  Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

For more information about living in and around Annapolis, Maryland, click here

Spring Surge Softens in Annapolis and Anne Arundel County – Market Statistics April 2011

The Spring surge softens!  After a couple of months of increased sales in the Annapolis and Anne Arundel County real estate market, this past month was not as strong.  Here are stats for Apr 2011 vs Apr 2010 for Anne Arundel County.

Average Discount Off Original Price: 10.7%
Average Days on the Market:  130 (up 5.69%)
Number of Homes for Sale:  3,547 (down 1.39%)
Total Sales: $155,394,469 (down 9.76%)
Average Sold Price: $340,032 (up 2.09%)

(Source: Metropolitan Regional Information Systems, Inc. – MLS Resale Data Copyright 2011 – Information deemed reliable, but is not guaranteed.)

The continuing buyers’ market means it is more important than ever to get good advice as you plan your next move.

If you would like specific information on what is happening with home sales in your neighborhood, I’ll be happy to help.   Call for a free, no-obligation consultation.  Get the information you need to help you enjoy the home of your dreams.

Wouldn’t you like to save time and money on your move?  Put our proven systems to work for you today.

Don’t you have a friend who wants to move?   Please introduce us, so I can help them.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Renting vs. Buying, in Annapolis and Nationwide

On one hand, with low mortgage rates and many homes on the market, renters have good reason to look into home ownership. Today’s historically low interest rates can create a financial advantage for buying over renting. Factoring in tax savings and long term appreciation, home ownership can make a significantly positive impact for the right buyer, without the negative impact of a large mortgage payment.

The President of the National Association of Realtors, President Ron Phipps, explains that many renters are considering home ownership to hedge against inflation. “The typical buyer today plans to stay in a home for 10 years, while rents are projected to rise at faster rates over the next few years,” he said. “As buyers gain more financial security, the advantages of home ownership become more obvious. Rents will continue to trend up, especially in comparison with a fixed-rate loan which provides financial stability and gradual accumulation of equity over time.”

Given that not everyone sees it this way, and many people are not able to buy at this time, the demand is increasing for good rental homes. Many people who could buy are choosing to rent these days.   A recent Wall Street Journal feature titled A Bull Market in Rental Housing pointed out the opportunities for landlords, because in many areas such as ours, housing prices are down, mortgage rates are down, and rental demand is increasing.

Locally, this Spring, I’ve talked with quite a few people in the Annapolis area who could buy homes, yet are choosing to rent.  They have been having difficulty finding quality rental homes, and good ones that are well-priced are going fast.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Turning Clutter to Treasure, for a Great Cause!

Keller Williams Select Realtors will be holding a 2011 Spring Yard Sale, to benefit KW Cares.  The yard sale will be Saturday, May 21st, from 7:00 AM to 1:00 PM, at our office at 7 Old Solomons Island Road in Annapolis.

It’s a great time to declutter your home, for your own joy as well as a great cause.

Please bring your donations to our office anytime between now and May 21st.  Our Spring and Fall yard sales were a huge success last year and a lot of fun!  So feel free to come to the sale, and see what treasure you find.

Please also pass this announcement along to your clients, family and friends.

KW Cares is our national non-profit organization that supports agents and their families with hardship as a result of a sudden emergency. For more information on KW Cares, go to www.KWCares.org.

Call me today for all your Annapolis real estate needs.

1450 Central Avenue East, Edgewater, MD 21037 (AA7582464)

UPDATE: SOLD! We have other homes available including some that are not yet on the Internet – please call and we will help you find the right home!

We just listed this home at 1450 Central Avenue East, Edgewater, MD.

“It’s too far away!” someone said.  “Why would I buy a 4 bedroom, 2 bath home in Mayo?  I could probably find something almost as nice closer in for only $50,000 more.  After all, it’s at least 7.7 miles to the Annapolis Mall, 9.4 miles to the Annapolis harbor in the historic district, and 20 miles to route 495.  Anyway, a home in Annapolis would have higher taxes, which adds to the prestige.  And maybe I could get a foreclosure that’s been trashed.  I don’t think it’s a bargain.”

1450 Central Avenue East, Edgewater, MD 21037

What do you think?

Would you like to bring your cars, boats, and toys? Live the good life in the historic beach resort community of Mayo?  Enjoy one-level living near the shores of the Chesapeake Bay?  Get a home that’s ready to move-in, without the hassles?

For more details, including photos, click here!

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Here are some client reviews of Carlyn Lowery…

“Carlyn got us a quick sale above the asking price. She qualified prospects well, used a professional photographer for advertising photos, and provided expert advice during negotiations. Carlyn is what other Realtors aspire to be!”
– Paul Donnelly

“As first time home buyers, Carlyn Lowery was very attentive to our basic needs of walking us through each step of the home buying process from a novice standpoint. The long detailed list of items due at specific times from the start of the contract all the way through to the week of closing was greatly appreciated. It was great having an agent who took the time to clearly lay this all out for us. End result – a very smooth time at settlement. No surprises!”
– Ann Hannam

“We wanted a professional who would work with us to sell our home
quickly for a good price and protect our interests as sellers through the process.
Carlyn’s business acumen is her (and will be your) greatest asset.”
– Sue Bogard

“Carlyn was wonderful. She was organized, prepared, and knew the steps to take to sell our home quickly and used a wide array of marketing to get the job done. She gave great advice
during each of the phases, and in particular on the negotiation.”
– Michael Morgan

 

Questions? Call Carlyn Lowery today.

443-569-3977 – Direct
888-860-7369 x146 – Main Office
click to Email

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