Carlyn Lowery, Associate Broker, Lowery Home Team at eXp Realty, Annapolis and Anne Arundel County MD Real Estate

Go Navy, Beat Army!

What a great game Saturday!  West Point put up a good fight, and Navy cleaned up again!   Enjoy some highlights in this short (5:16) video from the United States Naval Academy, of the Army-Navy Football Game 2011 at FEDEX Field in Landover, Maryland

And check out this video that the team watched the night before the game Friday Night Motivational – Army 2011

Words of wisdom for all of us:  “It is essential to understand that battles are primarily won in the hearts of men.  Well, men, let me see your hearts!  Victory is waiting for you!”

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Annapolis By Candelight Tour in Murray Hill

This weekend is the 20th annual Annapolis by Candlelight Tour sponsored by the Historic Annapolis Foundation.

This year’s featured neighborhood is Murray Hill. The event is Friday and Saturday evenings, November 4th and 5th, from 5-9. Tickets are now $35 and cover both nights.  The funds benefit the non-profit Historic Annapolis Foundation, committed to promoting historic preservation and education in our fine capital city.

It’s a great opportunity to visit some beautiful homes, explore the wonderful community, get some renovation ideas, and chat with some neighbors.

I’m brainstorming for a project now, so am really looking forward to it.  Would you like to join me?

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Hurricane Irene – Anne Arundel County Maryland Information

Regarding the impending hurricane, it seems we are all making preparations, from stocking up with emergency supplies to partying.

A good friend and client shared this recipe for Hurricane Cocktails: http://www.foodnetwork.com/recipes/emeril-lagasse/hurricane-cocktails-recipe/

On a more serious note, County Executive Leopold declared a state of emergency for Anne Arundel County.  Helpful details are below.

I wish you well, and please know that if you need any assistance now or after the hurricane, I am here for you.

Take care, stay safe, and hug the ones you love!

County Executive John R. Leopold
OFFICE OF PUBLIC INFORMATION

County Executive Leopold Declares State of Emergency for Anne Arundel County

Residents in flood-prone areas advised to evacuate

Annapolis, MD (August 26, 2011) – County Executive John R. Leopold has declared a State of Emergency in anticipation of Hurricane Irene and is advising residents in the flood plain to evacuate.

We are expecting this storm to cause significant damage, including downed trees, damaged structures and flooding, County Executive Leopold said. While protecting property is important and should be done throughout today, safety is the highest priority. If you live in the flood plain, it would be a good idea to evacuate to higher ground until conditions improve and it is safe to return to your home.

Mandatory evacuations can only be issued by the Governor. However, the County is urging residents of low-lying areas to seek higher ground starting Saturday morning. The attached map shows the communities that are located in the flood plain. A phone message was sent to 10,000 people at 11:30 a.m. making them aware of shelter options.

The National Hurricane Center is forecasting that Hurricane Irene, presently located 420 miles Southwest of Cape Hatteras, NC, will move along the Delmarva coastline Saturday afternoon.  Hurricane Irene is now a Category 2 hurricane with winds of 110 miles per hour and is expected to hold its intensity over the next 24 to 48 hours.

The Governor has declared a State of Emergency for Maryland and various jurisdictions are moving persons out of vulnerable flooding areas. Anne Arundel County is encouraging residents in low-lying and coastal areas to relocate to higher ground.

A shelter will be open on Saturday at 4 p.m. at Annapolis High School, 2700 Riva Road, Annapolis, MD, 21401.  Domestic pets will be welcomed.  Please bring your pets food, medication, and vaccination records.  Please remember all necessary supplies such as medications, sleeping bag and pillow, baby and elderly essentials, cash, and important documents.

Prior to evacuating your home please secure all objects outside your home to minimize damage.

One good way to stay updated is to “like” Facebook pages listed at www.aacounty.org, including the Office of Emergency Management. You can also subscribe to an RSS feed to receive updates on your smart phone.

Here are some useful tips for citizens to prepare:

* Have a plan to shelter in place for 72 hours or evacuate.
* Update your supply kit with water (gallon per person per day), non-perishable food, fresh batteries and flashlight, radio, medications, and special need supplies for babies, elderly, and pets.
* Fill your gas tanks in vehicles.
* Fill all prescriptions.
* Have cash available.
* Bring in all outdoor furniture, decorations, garbage cans and anything else that is not tied down.
* Ensure your generator is safely accessible outside your home; a bicycle lock can be placed to secure your generator.
* Secure your home by closing shutters, and securing outdoor objects or bringing them inside.
* In a power outage, turn the refrigerator thermostat to its coldest setting and keep its doors closed.
* Turn off propane tanks.
* Reinforce your garage doors; if wind enters a garage, it can cause dangerous and expensive structural damage.
* Ensure a supply of water for sanitary purposes such as cleaning and flushing toilets. Sanitize and fill the bathtub and other large containers with water.

Additional preparedness information can be obtained at http://www.ready.gov/ or http://www.fema.gov/hazard/hurricane/index.shtm

For all emergencies, information will be released on local TV stations (WBAL TV (NBC), WMAR TV (ABC), WJZ TV (CBS), WBFF TV (FOX), radio stations (WNAV 1430 AM, WYRE 810 AM, WYPR88.1 FM, El Zol 99.1 FM, WFSI 107.9 FM, WBAL 1090 AM), and Anne Arundel Countys Community TV station Channel 98.

For information or non-emergency (life safety) help calls please call 410-222-0600.

 

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Sell Your Maryland House For Free (We Buy Houses All Cash)

It’s great to get something for nothing.  And some people just hate to pay REALTORs, or spend money on a house they are selling.

It’s even worse when they know they won’t be able to get as much for their house as they want, that maybe they could have gotten a few years ago.

Don’t want to clean and stage your house to make it appealing?

Don’t want to pay any REALTOR fees?

You are not alone.  (And the vultures are circling.)

Last week, someone told me proudly that he sold his house himself, with no Realtors involved.  He wouldn’t tell me the sales price.  The land records show that he sold it several hundred thousand dollars below market value.

If you know someone who would be happy to sell their house cheap, to avoid paying a stinking REALTOR, please call me immediately.   One of my investor clients will take it off their hands, with no fees.

Or, if you (or your friend) will invest a little time and money, to make more money, I’ll be happy to go to work for you, and help you increase your bottom line.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Five Ways to Buy Maryland Real Estate with Nothing Down

Today, the news says the economy is a mess, people are having trouble paying their bills, and the banks are being cautious about lending.   And they say that all this trouble came from lending that was just too free and easy.

And yet, people are still buying homes with nothing down!

Tempted?   Here are five ways that are proven to work…

1.  Get a Veterans Administration (VA) loan.  This is a great solution for active duty military and former service members.  Got orders to Fort Meade, NSA, USNA, Andrews AFB, Annapolis Naval Station, the Pentagon, or another Maryland duty station?  Consider a VA loan.

2.  Get 100% financing through your credit union.  Navy Federal Credit Union, for example, offers 100% financing at competitive rates, and membership is open to many people other than service members, including DoD civilian employees, DoD contractors assigned to US government installations, and family members.  Here’s the eligibility checklist.

3.  Get help from your employer.  Many employees, of companies and the State of Maryland, are eligible for no-interest loans and employer matching funds for downpayments.  The CDA programs including “House Keys for Employees” and the “BRAC Match” programs can cover the entire downpayment.  Check with your Human Resources Department at work.

4.  Negotiate for the seller to pay closing costs.  This is very common in our market, especially for homes priced below $350,000.

5.  Get a gift from a friend or family member to help with the downpayment.

If you know someone who doesn’t yet own their own home, please share this information with them!  (If you want, feel  free to delete the part about the gift.)

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Here are some client reviews of Carlyn Lowery…

“Carlyn got us a quick sale above the asking price. She qualified prospects well, used a professional photographer for advertising photos, and provided expert advice during negotiations. Carlyn is what other Realtors aspire to be!”
– Paul Donnelly

“As first time home buyers, Carlyn Lowery was very attentive to our basic needs of walking us through each step of the home buying process from a novice standpoint. The long detailed list of items due at specific times from the start of the contract all the way through to the week of closing was greatly appreciated. It was great having an agent who took the time to clearly lay this all out for us. End result – a very smooth time at settlement. No surprises!”
– Ann Hannam

“We wanted a professional who would work with us to sell our home
quickly for a good price and protect our interests as sellers through the process.
Carlyn’s business acumen is her (and will be your) greatest asset.”
– Sue Bogard

“Carlyn was wonderful. She was organized, prepared, and knew the steps to take to sell our home quickly and used a wide array of marketing to get the job done. She gave great advice
during each of the phases, and in particular on the negotiation.”
– Michael Morgan

 

Questions? Call Carlyn Lowery today.

443-569-3977 – Direct
888-860-7369 x146 – Main Office
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