Carlyn Lowery, Associate Broker, Lowery Home Team at eXp Realty, Annapolis and Anne Arundel County MD Real Estate

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Are Solar Energy systems a viable option for Annapolis Home owners?

f1Annapolis, Maryland – If you are interested in saving money on your energy bills please know that there are finally home builders out there that are making solar power a viable option for you. Many are currently offering solar power systems as an optional feature, touting their “Green Energy” initiative as a selling feature. Fortunately, their pledge to achieve superior environmental performance as well as reducing the cost of home ownership is about to become a reality.

Realistically, each 3-kilowatt solar power system will lower the homeowner’s electric bills by up to 60%, and can result in a carbon footprint reduction of up to 48%. Not only is this a wonderful savings for the homeowner but also allows them to remain energy independent when electricity rates increase. In addition, this wonderful option yields environmental benefits for the entire community.

When a solar system has been properly installed on your Annapolis home, you will be able to track how much power your system is producing, as well as evaluate its environmental benefits, all through a web-based remote monitoring system.

Many of the folks I have spoken to in the Annapolis area have been somewhat hesitant, only because of the large upfront cost, however there are even ways around that. In fact, several companies near Annapolis will come in and install your solar equipment for free, running it on a lease basis, and selling you back the inexpensive power that it generates.

Is it something to consider, here in Annapolis? The answer is absolutely. As always, do your homework, bring in a few of the established contractors, and see just what they have to offer you. They will be able to evaluate your particular situation based on amount of sunlight at our location, overhanging trees, and even which way the main body of your roof faces. Silly as it sounds, a system that is completely viable for your neighbor across the street, may not work for you at all.

If you need a recommendation for someone to speak with, just let me know, and I’d be thrilled to refer you to someone excellent right here in the Annapolis area.

 

With a broad background and strong record of success, Carlyn brings extraordinary skills and talents to her real estate clients in Annapolis and Anne Arundel County.  Having owned rental properties, Carlyn has the skills and experience to help her clients build and manage their own profitable and secure rental portfolios, and cash them out when the time is right. 

Carlyn comes from a tradition of service, is ready to serve, and she especially enjoys working with current and prior service members. Having spent over ten years building software companies, Carlyn enjoys working with successful business people, entrepreneurs, and the self-employed. She uses her high-tech expertise and financial knowledge to sell their houses effectively and for a higher price, and to find them the homes they want, while saving them time and money.

She has been awarded the prestigious Certified Residential Specialist (CRS) Designation by the Council of Residential Specialists, the largest not-for-profit affiliate of the National Association of Realtors®. Carlyn has earned lifetime membership in the Distinguished Sales Achievement Club, membership in The Masters Club, and designation as a Certified Luxury Home Marketing Specialist and Million Dollar Guild Member.  For inquiries you can contact her direct at 443-569-3977 or by email at Carlyn@LoweryHomeTeam.com

Have you considered Owner Financing on your Annapolis home?

f1Annapolis, Maryland – As we are all too aware, obtaining a mortgage today is much harder than it was just a few years ago. Much of that is due to the obvious fall out from the real estate recession, which started in 2010. Many areas were faced with a true crisis of confidence in the marketplace, as banks rushed to give out money, often to people who probably should not have been granted mortgages to begin with. Unfortunately, the knee-jerk reaction to that was to tighten lending guidelines across the board, even to well qualified Buyers. The impact that has had on sellers here in the Annapolis area cannot be understated.

One old concept, which is seeing a bit of a revival these days, is Owner Financing. This concept can give home sellers an edge over competition as it fully eliminates a large obstacle many buyers face today, and in turn will help augment your number of buyers. Another benefit to consider is the steady income you will receive from the mortgage payments. Right now with all of the market volatility that we are experiencing, and deposit interest rates near 0%, this could be your one steady interest earner – in some cases up to 7% or more!

This could be a great monthly return if you don’t need the proceeds from the sale of your home immediately. You might also consider partial seller financing. Most buyers will have a cap on their loan allowance, and as the seller you can consider financing the rest at a higher interest rate than normal.

Keep in mind that as the seller you would not have to hold on to this mortgage forever, as it can be sold on a secondary market. With that all said, however, you also need to seriously consider the issues of a potential Buyer default, which could leave you facing the prospect of having to foreclose on the mortgage and reclaim the home through that process. Of course, you never know what the Annapolis real estate market will be like at that time, but fortunately this area has remained more stable than other regions of the country.

The other day I ran across this great article from Inc. Magazine that you may want to check out: http://www.inc.com/mike-handelsman/is-seller-financing-for-you.html. Before making a final decision on whether or not this is a realistic option for you, we should probably sit down and go over the specific situation, and see if it makes sense for you and your family.

 

With a broad background and strong record of success, Carlyn brings extraordinary skills and talents to her real estate clients in Annapolis and Anne Arundel County.  Having owned rental properties, Carlyn has the skills and experience to help her clients build and manage their own profitable and secure rental portfolios, and cash them out when the time is right. 

Carlyn comes from a tradition of service, is ready to serve, and she especially enjoys working with current and prior service members. Having spent over ten years building software companies, Carlyn enjoys working with successful business people, entrepreneurs, and the self-employed. She uses her high-tech expertise and financial knowledge to sell their houses effectively and for a higher price, and to find them the homes they want, while saving them time and money.

She has been awarded the prestigious Certified Residential Specialist (CRS) Designation by the Council of Residential Specialists, the largest not-for-profit affiliate of the National Association of Realtors®. Carlyn has earned lifetime membership in the Distinguished Sales Achievement Club, membership in The Masters Club, and designation as a Certified Luxury Home Marketing Specialist and Million Dollar Guild Member.  For inquiries you can contact her direct at (443)569-3977 or by email at Carlyn@LoweryHomeTeam.com

 

Fourth of July Independence Day Events in Annapolis Maryland 2013

Happy Independence Day!Happy Independence Day from Carlyn Lowery

Historic Annapolis is a great place to celebrate the Fourth of July. Here are some FUN, FREE events happening around Annapolis this week.

Annapolis July 4th Parade, Thursday July 4, 2013, 6:30 pm, FREE.

U.S. Naval Academy Band Independence Day Concert, Thursday, July 4, 2013, 8 p.m. to 9:30 p.m. at Susan B. Campbell Park at City Dock, FREE.  Further details from the USNA calendar:

The United States Naval Academy Band, “The Navy’s Oldest and Finest”, will present a free Independence Day concert at the Annapolis City Dock’s Susan B. Campbell Park on Thursday, July 4 at 8:00 p.m. The city of Annapolis will launch a spectacular fireworks display immediately following the concert. The Concert Band is comprised of some of the nation’s finest musicians. The ensemble performs a year-round public concert series featuring varied programs of marches, orchestral transcriptions, patriotic music, and class wind band repertoire. All concerts by the Naval Academy Band are free and open to the public with no tickets required. Susan B. Campbell Park is located at 1 Dock Street in Annapolis, MD. For more information on this and other USNA Band performances, please visit the band’s Facebook page at www.facebook.com/USNABand or call (410) 293-1262.

Annapolis Fireworks, around 9:15 p.m., Annapolis Harbor, FREE

Here are further details on the Annapolis 4th of July 2013 Parade and Fireworks, from the City of Annapolis web site:

Annapolis Mayor Joshua J. Cohen invites all residents to the Annapolis 4th of July Parade on Thursday, July 4.  The parade will begin at 6:30 p.m. at Amos Garrett Blvd. and proceed down West Street, around Church Circle, and down Main Street.

The fireworks show will begin at approximately 9:15 p.m. The fireworks display will be launched from a barge in the Annapolis Harbor and can be viewed from many water locations.  For questions about boat restrictions during the fireworks, contact the City Harbormaster’s Office at 410-263-7973.

For those viewing the fireworks from land, Susan Campbell Park has a fantastic view, but it is also the most crowded.  Views from Main Street and the Harbormaster’s Building area will be partially obstructed. Suggested viewing areas are public spaces northeast of the Severn River or any of the street-end parks facing Spa Creek.

Spa Creek Bridge will be closed to traffic at 9 p.m. to create a spectator pier overlook offering an unobstructed view of the fireworks.

The closer you get to downtown the harder it will be to park and get out after the celebration. Park in the Park Place Garage or the Knighton Garage for a maximum of only $10 a day, or $2 an hour,  and  take the FREE Circulator trolley down to Church Circle, a short walk to City Dock.  An added bonus is both garages are on the parade route! For additional information go to

There will be no Circulator service to the Navy-Marine Crop Memorial Stadium.

Nearby events include…

Shady Side 4th of July Parade at 10 a.m.

Galesville 4th of July Parade at 1 p.m., details on the web page of the Galesville Heritage Society

Fort Meade 4th of July, with events on Wednesday, July 3rd, from noon to 10 p.m. at the at McGlachlin Parade Field

And, for more fun next weekend, the 2013 Summer Concert Series begins at Quiet Waters Park!  On Saturday, July 13th the Anthony Swampdog Clark Band will be playing Blues Music from 6 pm to 8 pm.  Admission to the park is free for concert-goers starting at 5 pm.  Bring your lawn chairs or picnic blankets to this fun community event.  The weekly concerts will continue through September 1st.

Enjoy the celebrations of our nation’s independence!

P.S. Considering a move?  Please call for a confidential chat.  Your personal needs, wants, and finances are my priority and my passion and my specialties run from waterfront luxury estates to distressed properties.

Call me today for your Annapolis real estate needs, or for an introduction to a great real estate agent anywhere.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Annapolis Waterfront Homes, Annapolis Luxury Homes, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

 

318 Dawnwood Drive, Edgewater, Maryland 21037 (AA8028205)

UPDATE: SOLD IN 7 DAYS! We have other homes available including some that are not yet on the Internet – please call and we will help you find the right home!

This impeccable luxury townhome in The Pointe at South River Colony has just been put on the market.

Perfect for buyers who want the finest quality, this home is move-in ready!

 

Details, including extra photos and a virtual tour, are available at: https://annapolisdreamhomes.com/Property/318-Dawnwood-Drive-Edgewater-Maryland

Gourmet Kitchen

 

 

 

 

 

 

 

P.S. Considering a move?  Please call for a confidential chat.  Your personal needs, wants, and finances are my priority and my passion and my specialties run from waterfront luxury estates to distressed properties.

Call me today for your Annapolis real estate needs, or for an introduction to a great real estate agent anywhere.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate,Annapolis Waterfront Homes, Annapolis Luxury Homes, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Merry Christmas!

Have a very merry Christmas!

May the joys of the season fill your heart with good will and good cheer,

Today, tomorrow, and in the new year!

Annapolis Maryland Lights Parade 2012 - Rudolph

P.S. Considering a move?  Please call for a confidential chat.  Your personal needs, wants, and finances are my priority and my passion and my specialties run from waterfront luxury estates to distressed properties.

Call me today for your Annapolis real estate needs, or for an introduction to a great real estate agent anywhere.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate,Annapolis Waterfront Homes, Annapolis Luxury Homes, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

 

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Here are some client reviews of Carlyn Lowery…

“Carlyn got us a quick sale above the asking price. She qualified prospects well, used a professional photographer for advertising photos, and provided expert advice during negotiations. Carlyn is what other Realtors aspire to be!”
– Paul Donnelly

“As first time home buyers, Carlyn Lowery was very attentive to our basic needs of walking us through each step of the home buying process from a novice standpoint. The long detailed list of items due at specific times from the start of the contract all the way through to the week of closing was greatly appreciated. It was great having an agent who took the time to clearly lay this all out for us. End result – a very smooth time at settlement. No surprises!”
– Ann Hannam

“We wanted a professional who would work with us to sell our home
quickly for a good price and protect our interests as sellers through the process.
Carlyn’s business acumen is her (and will be your) greatest asset.”
– Sue Bogard

“Carlyn was wonderful. She was organized, prepared, and knew the steps to take to sell our home quickly and used a wide array of marketing to get the job done. She gave great advice
during each of the phases, and in particular on the negotiation.”
– Michael Morgan

 

Questions? Call Carlyn Lowery today.

443-569-3977 – Direct
888-860-7369 x146 – Main Office
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