Maryland Archives - Page 8 of 19 -

Five Ways to Buy Maryland Real Estate with Nothing Down

Today, the news says the economy is a mess, people are having trouble paying their bills, and the banks are being cautious about lending. And they say that all this trouble came from lending that was just too free and easy.

And yet, people are still buying homes with nothing down!

Tempted? Here are five ways that are proven to work…

1. Get a Veterans Administration (VA) loan. This is a great solution for active duty military and former service members. Got orders to Fort Meade, NSA, USNA, Andrews AFB, Annapolis Naval Station, the Pentagon, or another Maryland duty station? Consider a VA loan.

2. Get 100% financing through your credit union. Navy Federal Credit Union, for example, offers 100% financing at competitive rates, and membership is open to many people other than service members, including DoD civilian employees, DoD contractors assigned to US government installations, and family members. Here’s the eligibility checklist.

3. Get help from your employer. Many employees, of companies and the State of Maryland, are eligible for no-interest loans and employer matching funds for downpayments. The CDA programs including “House Keys for Employees” and the “BRAC Match” programs can cover the entire downpayment. Check with your Human Resources Department at work.

4. Negotiate for the seller to pay closing costs. This is very common in our market, especially for homes priced below $350,000.

5. Get a gift from a friend or family member to help with the downpayment.

If you know someone who doesn’t yet own their own home, please share this information with them! (If you want, feel free to delete the part about the gift.)

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Anne Arundel County Real Estate Market Statistics May 2011

The real estate roller coaster continues.

Sales in the Annapolis and Anne Arundel County real estate market, compared to last year, have not been as strong for the last couple of months. Here are stats for May 2011 vs May 2010 for Anne Arundel County.

Average Discount Off Original Price: 9.5%
Average Days on the Market: 109 (up 0.93%)
Number of Homes for Sale: 3,659 (down 2.03%)
Total Sales: $149,966,509 (down 16.29%)
Average Sold Price: $333,259 (down 1.78%)
Real Buyers (Homes Sold): 450 (down 14.77%)

The continuing buyers’ market means it is more important than ever to get good advice as you plan your next move.

If you would like specific information on what is happening with home sales in your neighborhood, I’ll be happy to help. Call for a free, no-obligation consultation. Get the information you need to help you enjoy the home of your dreams.

Wouldn’t you like to save time and money on your move? Put our proven systems to work for you today.

Don’t you have a friend who wants to move? Please introduce us, so I can help them.

Do you know someone who needs to move, who owes more than their property is worth in today’s market? We are having a special seminar to help people understand their options, on Saturday, July 9th. Please let me know if you, or someone you know, would like to attend. And feel free to share this info with them.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

1103 Primrose Court, #301, Annapolis, MD 21403 (MLS #AA7600634)

UPDATE: RENTED! We have other homes available including some that are not yet on the Internet – please call and we will help you find the right home!

We just listed this home at 1103 Primrose Court, #301, Annapolis, MD 21403.

1103 Primrose Court, #301, Annapolis, MD 21403

Fully renovated, with all the bells and whistles, including a luxury kitchen with center island, granite counters, gas range and European style cabinetry, hardwood floors, a sliding glass door to the patio, in-home washer and dryer, convenient parking right outside, and more.

Luxury Kitchen w/Granite Countertops and Island

Plus, the community offers a swimming pool, fitness center, plus access to the Spa Creek waterfront including boat racks for canoes and kayaks and a nearby small boat ramp.

And in these trying economic times, you’ll appreciate the extra savings – the condo fee includes gas (for heating/cooking/hot water), water, and sewer!

Get a home that’s ready to move-in, without the hassles!

For more details, including photos, click here!

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Horsemanship Clinic With Brent Graef (June 24-26, 2011, in St. Leonard, MD)

Maryland is full of horse farms and all kinds of equestrian activities. One of my favorite events is when Brent Graef comes for a visit.

Maryland 2011 Brent Graef Horsemanship Clinic

This year, Brent Graef will be teaching a horsemanship clinic June 24-26, 2011, at Rose Farm in St Leonard, Maryland.

For more details, including registration information, click here

Or give me a call at 443-569-3977, and I’ll be happy to rave about Brent till you realize this is an opportunity not to be missed! Whatever your riding discipline, Brent can help.

Brent Graef’s web site has all kinds of information, including a schedule of clinics all over the country, and pointers to some videos and a yahoo chat group.

Please share this information with friends, clients, and family who may be interested in participating. Auditors are welcome, too.

I look forward to hearing from you, by phone or email!

If you would like to find a Maryland horse farm for sale, be sure to visit annapolisdreamhomes.com/maryland-horse-farms

P.S. Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty Annapolis, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Waterfront Homes for Sale in Annapolis Maryland

Dreaming of a waterfront home in Annapolis Maryland? It’s that time of year when the Chesapeake Bay calls, drawing those who love the water to find a way out, by canoe or kayak, sailboat or powerboat, cruising or fishing, and quite often, enjoying a sunset cocktail.

And sooner or later, the idea dawns, “Wouldn’t it be wonderful to have a home on the water?”

In addition to being a wonderful weekend destination, Annapolis is also a wonderful place to live. Being close to Washington, DC, and Baltimore, Annapolis residents enjoy all the resources that those cities provide. At the same time, Annapolis is a small historic town sited on the Severn River on the shore of the Chesapeake Bay, with a rich cultural heritage and lively activities.

Annapolis is the state capital of Maryland, home to the United States Naval Academy and St. Johns College, the National Sailing Hall of Fame, and more. Annapolis is known as the “Sailing Capital of America.”

In 2000, the U.S. Census Bureau reported a population of 35,838 (not including 4,264 residents at the Naval Academy or students at St. John’s College). (We are eagerly awaiting the 2010 data; the city has grown!) More than 4.5 million people visit Annapolis each year.

Annapolis is located in Anne Arundel County, Maryland. The county harkens back to the 1600’s, and is very closely tied to the water as it borders on the Chesapeake Bay. In fact, the county has 437 miles of waterfront. The county is also blessed with historical sites in abundance.

From Annapolis, it is easy to reach Washington, DC, Baltimore, Baltimore-Washington International Airport (BWI), or almost any destination in the Washington, DC Metro area.

Here are some waterfront homes in different price ranges, to help you dream and explore…

Waterfront Homes for Sale in Annapolis, Maryland – $3,000,000 and above

Waterfront Homes for Sale in Annapolis, Maryland – $2,000,000 to $3,000,000

Waterfront Homes for Sale in Annapolis, Maryland – $1,500,000 to $2,000,000

Waterfront Homes for Sale in Annapolis, Maryland – $1,250,000 to $1,500,000

Waterfront Homes for Sale in Annapolis, Maryland – $950,000 to $1,250,000

Waterfront Homes for Sale in Annapolis, Maryland – $950,000 and below

And some local clubs…

For the Annapolis Yacht Club, click here

For the Eastport Yacht Club, click here

For the Severn Sailing Association, click here

Ready to turn your dreams into reality? Would you like to be notified right away when a home comes on the market that meets your needs? Would you like a search customized to your desires, such as water depth (MLW), body of water, or water frontage? Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

For more information about living in and around Annapolis, Maryland, click here