Carlyn Lowery, Associate Broker, Lowery Home Team at eXp Realty, Annapolis and Anne Arundel County MD Real Estate

First Time Maryland Homebuyers – This Month in Real Estate (US)

Here’s a nice short video, especially useful for people who are now renting and might consider buying their own home:

[youtube]http://www.youtube.com/watch?v=HqnSr4az5ks&feature=youtu.be[/youtube]

One of our newest listings is likely to appeal to many first-time homebuyers.  Check out this water-privileged home in Hillsmere Estates in Annapolis.  Know someone who is renting in the area and would like a home of their own?  This could be the one!

Annapolis Boat Shows and Annapolis Waterfront Homes

The Annapolis Sailboat Show is coming up this weekend, and the Annapolis Powerboat Show will be next weekend.  The Annapolis Harbor and Spa Creek are already filling up with a variety of beautiful yachts, and the anticipation is building!

The official web site for United States Yacht Shows calls these “The United States Sailboat Show” and “The United States Powerboat Show.” Fancy names for what we locals usually just call “the boat show”. We will be welcoming about 150,000 guests to historic Annapolis over the next two weeks for these boat shows.   These shows offer a fun and easy way to explore a tremendous variety of yachts, have experts answer all your questions, and perhaps make a deal on the boat of your dreams.

For the sailboat show, trade, press, and VIP day is this Thursday October 6, 2011, 10-6, and general admission is Friday, Saturday and Sunday 10-630, and Monday 10-5.  When the show ends, don’t miss the tear-down party at Pussers Caribbean Grill at the Marriott Annapolis Waterfront, as the crews race to clear out the harbor as fast as possible, so that the powerboats can enter!

Then the powerboat show begins on Thursday October 13, 2011, for trade, press, and VIP day from 10-6, and then general admission Friday and Saturday 10-630, and Sunday 10-600.

And by the way, why stop with the dream yacht?  Beautiful jewelry and luxurious waterfront homes are also to be found!

Tempted? Check out this earlier post on Waterfront Homes for Sale in Annapolis Maryland

Ready to turn your dreams into reality?  Would you like to be notified right away when a home comes on the market that meets your needs? Would you like a search customized to your desires, such as water depth (MLW), body of water, or water frontage?  Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Anne Arundel County Real Estate Market Update September 2011

To the surprise of many, and despite earthquakes, hurricanes and floods, Anne Arundel County homebuyers and sellers went about their business consistent with seasonal expectations in August.  Here are the latest numbers, comparing this August to last August:

Average Discount Off Original Price: 9.9%

Average Days on the Market: 115 (up 16.16%)

Number of Homes for Sale:  3,520 (down 7.32%)

Total Closed Sales: 445 (down 0.22%)

Average Sold Price: $349,735 (down 4.81%)

(Source: Metropolitan Regional Information Systems, Inc. – MLS Resale Data Copyright 2011 – Information deemed reliable, but is not guaranteed.)

In addition to higher days on market, and a lower average sold price, another pattern is emerging.  In August, 222 contingent contracts were made, versus only 86 last August, an increase of 158%.  While we are seeing more contracts made, as buyers and sellers work together, greater numbers of contracts are falling through due to the other properties not selling.

Here’s an opportunity.  Are you frustrated by the stock market, and thinking of moving some money? As you know, real estate prices are down, and sellers are eager for non-contingent cash buyers.  With the numbers of contracts falling through due to financing troubles and buyers who need to sell other homes, you can be in a very strong negotiating position if you arrange to buy with cash.

Would you like the numbers for a particular neighborhood, or price bracket? Let me know, and I will get them for you.

On another note, here’s a brand new listing this week.  It’s a nice property, and a reminder that you can ask whatever you want…

As you know, I’ll be happy to help you with this home, or any other real estate move, so don’t hesitate to get in touch any time!

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Local web sites in and around Annapolis, Maryland

Anne Arundel County Real Estate Market Statistics June 2011

Here are the latest numbers on home sales, for June 2011 vs June 2010 for Anne Arundel County:

Average Discount Off Original Price: 8.51%
Average Days on the Market:  112 (up 6.67%)
Number of Homes for Sale:  3,691 (down 6.03%)
Total Sales: $183,887,713 (down 18.23%)
Average Sold Price: $341,165 (down 9.13%)

(Source: Metropolitan Regional Information Systems, Inc. – MLS Resale Data Copyright 2011 – Information deemed reliable, but is not guaranteed.)

To beat the averages, get good advice as you plan your next move.

Would you like to know what is happening in your neighborhood?   Just ask.

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Five Ways to Buy Maryland Real Estate with Nothing Down

Today, the news says the economy is a mess, people are having trouble paying their bills, and the banks are being cautious about lending.   And they say that all this trouble came from lending that was just too free and easy.

And yet, people are still buying homes with nothing down!

Tempted?   Here are five ways that are proven to work…

1.  Get a Veterans Administration (VA) loan.  This is a great solution for active duty military and former service members.  Got orders to Fort Meade, NSA, USNA, Andrews AFB, Annapolis Naval Station, the Pentagon, or another Maryland duty station?  Consider a VA loan.

2.  Get 100% financing through your credit union.  Navy Federal Credit Union, for example, offers 100% financing at competitive rates, and membership is open to many people other than service members, including DoD civilian employees, DoD contractors assigned to US government installations, and family members.  Here’s the eligibility checklist.

3.  Get help from your employer.  Many employees, of companies and the State of Maryland, are eligible for no-interest loans and employer matching funds for downpayments.  The CDA programs including “House Keys for Employees” and the “BRAC Match” programs can cover the entire downpayment.  Check with your Human Resources Department at work.

4.  Negotiate for the seller to pay closing costs.  This is very common in our market, especially for homes priced below $350,000.

5.  Get a gift from a friend or family member to help with the downpayment.

If you know someone who doesn’t yet own their own home, please share this information with them!  (If you want, feel  free to delete the part about the gift.)

Call me today for all your Annapolis real estate needs.

Carlyn Lowery, Associate Broker, eXp Realty, Annapolis Real Estate, Anne Arundel County, Maryland, 443-569-3977 or 888-860-7369 x146

Here are some client reviews of Carlyn Lowery…

“Carlyn got us a quick sale above the asking price. She qualified prospects well, used a professional photographer for advertising photos, and provided expert advice during negotiations. Carlyn is what other Realtors aspire to be!”
– Paul Donnelly

“As first time home buyers, Carlyn Lowery was very attentive to our basic needs of walking us through each step of the home buying process from a novice standpoint. The long detailed list of items due at specific times from the start of the contract all the way through to the week of closing was greatly appreciated. It was great having an agent who took the time to clearly lay this all out for us. End result – a very smooth time at settlement. No surprises!”
– Ann Hannam

“We wanted a professional who would work with us to sell our home
quickly for a good price and protect our interests as sellers through the process.
Carlyn’s business acumen is her (and will be your) greatest asset.”
– Sue Bogard

“Carlyn was wonderful. She was organized, prepared, and knew the steps to take to sell our home quickly and used a wide array of marketing to get the job done. She gave great advice
during each of the phases, and in particular on the negotiation.”
– Michael Morgan

 

Questions? Call Carlyn Lowery today.

443-569-3977 – Direct
888-860-7369 x146 – Main Office
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